1E/3 Ceres Court Rosedale Auckland
About Us

Mortgages

For most people, buying a property will be the biggest purchase they will ever make. It is for this very reason that impartial advice is critical from qualified and experienced advisers.

Experienced

Over 10 years experience in the financial services industry

Construction Loan

4 years residential development experience

Professional Staff

Effective communication with all the customers, and delivering the best outcomes

Flexible location

We can meet you in anywhere at your convenience time

Company Introduction

Welcome to Apple Mortgage Your Premier Financial Solutions Provider

At Apple Mortgage, we pride ourselves on offering bespoke financial solutions tailored to meet the unique needs and aspirations of our valued clients. With a focus on excellence and a commitment to delivering unparalleled service, we specialize in a wide range of financial services designed to empower either individuals or businesses.

Our core offerings include solutions for home loans (catering to both owner-occupiers and investors), as well as realty equity release, commercial loans, and construction loans. Whether you're looking to purchase your dream home, unlock the equity in your property, finance a commercial venture, or embark on a construction project, we're here to provide expert guidance and support every step of the way.

What sets Apple Mortgage special is our extensive network of trusted lending partners. Over the years, we have cultivated strong relationships with a diverse range of lenders, including leading institutions such as ANZ, BNZ, Westpac, and ASB, as well as international banks like Bank of China (BOC) and ICBC. Additionally, we collaborate with smaller banks such as Pepper Money and secondary lenders like Bluestone, Midlands, and Liberty, ensuring that our clients have access to a wide array of financing options to suit their needs.

Central to our success is our team of highly professional advisors, each boasting 5 to 10 years of valuable experience working within the banking industry and 4 years of experience as independent mortgage brokers. With a sterling reputation in the mortgage business and a deep understanding of the lending landscape, our advisors are dedicated to providing expert guidance and tailored solutions that exceed expectations.

Experience the difference with Apple Mortgage, Let us be your trusted partner on the journey to financial success.

欢迎来到苹果贷款, 您的首选金融解决方案提供商

在苹果抵押贷款,我们自豪地提供量身定制的金融解决方案,旨在满足我们尊贵客户的独特需求和愿望。我们专注于卓越,并承诺提供无与伦比的服务。我们的专业是各种旨在为个人或企业提供支持的金融服务。

我们的核心产品包括为家庭贷款(既包括自住者又包括投资者)、房地产权益释放、商业贷款和建设贷款提供解决方案。无论您是想购买梦想家园、解锁财产中的权益、为商业提供资金,还是着手进行建设项目,我们都会提供专业的指导和支持。

苹果贷款特别之处在于我们牢固可信的贷款合作伙伴关系网。多年来,我们与各种贷款机构建立了牢固的关系,包括四大奥克兰主流银行机构:澳新银行(ANZ)、国民银行(BNZ)、西太平洋银行(Westpac) 和澳大利亚联邦银行(ASB);以及中国银行和工商银行等中资国际银行。此外,我们与像Pepper Money这样的较小的澳洲银行以及Bluestone、Midlands和Liberty等二级贷款机构也有合作,以更多样的通路,确保我们的客户能够获得多样化的融资选择以满足多样的需求。

从建立初始我们便深知,金融行业成功的内核依赖于拥有一支高度专业的顾问团队。我们的每位顾问都拥有5至10年的宝贵银行业经验,亦或拥有4年以上的作为独立抵押贷款经纪人的经验。凭借在抵押贷款业务中的卓越声誉和对贷款行业的深刻理解,我们的顾问们致力于提供超出客户预期的专业指导和量身定制的解决方案。

诚挚邀约体验与众不同的苹果贷款,让我们成为您在迈向财务成功之路上值得信赖的伙伴。

First home buyers

Let’s face it, the road to owning your first home can be daunting. That’s why you should trust the impartial advice from Apple Mortgage Solutions to help you cut through the jargon and work out what you really need.

REMORTGAGE

Remortgaging is where you pay off your existing mortgage and normally switch to another lender. Whatever you are doing, it is a good idea to get good impartial advice.

Buying an investment property

Investing in property is one of the smartest ways you can secure your financial freedom. There’s lots to be aware of through the journey and the more you know, the more prepared you’ll be.

Team

Our Expert Team

Having or involving a great deal of knowledge or skill in Mortgages solutions

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Johnson Cheng

Founder & AdvisorMob: 021 262 6468johnson@applemortgage.co.nz

With 10 years distinguished experience in the banking and finance industry, Johnson renowned for his expertise in a wide range of home loan lending, from standard mortgages to complex building development construction loans. As the director and advisor of Apple Mortgage, Johnson offering the trusted advice to clients seeking tailored financing solutions by his extensive knowledge and deep understanding of various lenders' policies and products. When you choose Johnson as your finance provider, you can trust that you're in capable hands. Experience the difference with him and unlock the possibilities for your home financing needs with confidence and peace of mind.

Johnson拥有在银行和金融业10年的卓越经验, 以其在各种住房贷款领域的专业知识在业内被熟知。 从标准抵押贷款到复杂的建筑开发建设贷款, 作为苹果抵押贷款的开创者和专业顾问之一, Johnson凭借其丰富的知识, 和对各种贷款机构政策以及产品的深刻理解, 为客户寻求量身定制的融资解决方案, 并提供可信赖的建议。 当您选择Johnson作为您的融资顾问,他用专业,经验和信誉帮您掌舵,解锁您的家庭融资需求的可能性; 通过体验不同的贷款产品和服务,您能放心地把信任交给苹果贷款。

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Snow Zhu

Parter & AdvisorMob: 021 236 4964snow@applemortgage.co.nz

With over a decade of invaluable experience in the banking sector, Snow Zhu brings a wealth of financial expertise to the table. Having served with distinction in three of the industry's leading mainstream banks: ASB, Westpac and BNZ, Sown has honed her skills and cultivated a deep understanding of the intricate workings of the financial world. Specializing in construction development loans and equity release solutions, Snow leverages her extensive background in banking to provide comprehensive guidance tailored to each client's unique needs, she has earned the trust and respect of clients and industry peers alike. Get reach to Snow to be your personalized construction loan plan.

Snow在银行业拥有超过十年的宝贵经验, 储备了丰富的金融专业知识。 深耕十年,Snow分别从业于新西兰本地三家领先主流银行: ASB、Westpac和BNZ。期间,Snow培养了专业技能,更深入理解了金融世界的复杂运作。 如今,作为金融贷款顾问,她更专注于建设发展贷款和权益释放解决方案。 Snow善于运用她在银行业的丰富背景,为每个客户的独特需求提供全面的指导, 这使得她赢得了客户和行业同行的信任和尊重,更获得了丰富的客户关系网。 请联系Snow,定制您的建设贷款计划。

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Calvin Liu

Finance AdviserMob: 021 843 453calvin@applemortgage.co.nz

With a robust background encompassing 6.5 years of dedicated service at Westpac Bank in New Zealand, Calvin Liu brings a wealth of financial acumen and industry insight to his current role as a mortgage broker. Transitioning from the traditional banking sphere to the dynamic realm of independent mortgage brokerage, Calvin has established himself as a beacon of reliability and professionalism. His career has been marked by a relentless pursuit of excellence and a steadfast commitment to delivering unparalleled service to his clients. Calvin specializes in Residential Home Loans and Residential Equity Release, leveraging his extensive expertise to provide tailored financial solutions.

经过在新西兰Westpac银行专注深耕的6年半,Calvin携着深厚丰富的金融知识,行业洞察力,以及他特有的细腻周全的服务,多年致力于服务他的忠实客户们。他细致的服务和专业,助力他在苹果贷款自信的担任资深抵押贷款经纪人角色。 从传统银行业转向抵押贷款经纪领域,Calvin已确立自己作为可靠和专业的典范。他的职业生涯是一直以来以对金融专业的卓越的追求,以及对客户提供无与伦比的服务,以此两点作为他坚定的职业目标。Calvin专注于住宅贷款和住宅权益释放,利用自己丰富的专业知识提供量身定制的金融解决方案。

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Leo Li

Finance AdvisorMob: 021 993 311leo@applemortgage.co.nz

Leo has the degree in Finance and over 4 years’ experience in finance industry along with 17 years in a customer service role for a NZ Top 5 Corporation. Beyond his impressive track record, Leo is defined by his unwavering passion for helping his clients find the most suitable mortgage solution. Focus on Residencial Home loan, Leo can assist with arranging refinancing, debt consolidation, and home loan pre-approvals. His expertise extends to those buying a first home, upsizing or downsizing an existing home, property investors and self-employed borrowers. By forging strong relationships built on trust and reliability, he ensures that his clients receive the support and guidance they need every step of the way.

Leo拥有金融学学位,超过4年的金融行业经验,以及17年的新西兰前五大公司的客户服务经验。除了这些出色的业绩记录。Leo以对帮助客户找到最合适的抵押贷款解决方案的坚定,真诚和热情而著称。 专注于居民住宅贷款,Leo可以协助安排再融资、债务整合和房屋贷款预批。他的专业可以延伸到首次购房者、升级或downsize现有住房的人士、房地产投资者和自雇借款人。经历多年在新西兰市场的关系构建,Leo通过他个人信任和忠实度,确保提供给客户细节到每一步的支持和指导。

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Katie Gu

AssistantMob: 021 191 8880katie@applemortgage.co.nz

With a rich background spanning over 7 years in the real estate industry, Katie brings a wealth of experience and expertise to assistant and administrative support our team. Katie’s role is to ensure seamless operations and provide indispensable aid to our esteemed clients and colleagues.

Katie在房地产和金融行业拥有超过7年的丰富背景,是团队顺利运行的助力,为团队带来了的行政经验和专业的行政支持。现在的角色是在苹果贷款确保运营无缝,辅助金融顾问,并为我们尊贵的客户随时提供帮助。